Showing posts with label euro mortgages. Show all posts
Showing posts with label euro mortgages. Show all posts

Monday, 14 September 2009

Marbella Mansion just in!

NEW IN MANSION IN MARBELLA

GREAT VALUE FOR MONEY: VILLA WITH NICE SEAVIEWS LOCATED AT SIERRA BLANCA (MARBELLA)



Superb interior designed family home by famous architect Manuel Burgos and situationed in one of the most sought after location in Marbella; Sierra Blanca. It offers good sea views from all floors. Large living room with separate dining room both with lovely covered terraces, kitchen, breakfast room, guest cloakroom on the ground floor. The master bedroom with separate dressing room and large bathroom ensuite, 2 guest bedrooms with one bathroom, all with private terraces can be found on the first floor. On the lower ground floor you will find another guest suite with bathroom, bedroom, an ample games room and servants suite with kitchen. Lovely gardens with swimming pool and ponds. Immaculate. Other features include: central heating, hot and cold A/C, alarm, irrigation system, 24-hour security and landscaped gardens.

Thursday, 16 April 2009

The Most Popular Product at A PLACE IN THE SUN


As seen at A Place in the Sun

WAS 155,000 Euros - NOW 99,000 EUROS

Excellent touristic apartments – now reduced for quick sale only 99,000 euros


Discounted development, only 300 meters from the sea!

2 bed 1 bath apartment (75 sqm built + 15 sqm terrace), furnished, 300 meters from the sea - now 99.000€

Complete furniture pack included in the price!

Residential Punta Prima is located just a few metres from the superb sandy beaches of punta prima on the southern Costa Blanca. The area adjoins the fabulous coastal resorts of cabo roig and playa flamenca to the south, while the lively and bustling town of Alicante is a short drive to the north. The development is ideally located for quick and easy access to the area's 2 international airports of san Javier in Murcia and el altet in Alicante.

For golf-lovers, there are several notable options, including the nearby courses of campoamor, las ramblas and Villamartin.

the development is not only ideally located for easy access to the beach, but is also only a short walk from many excellent shops and restaurants, with further commercial facilities planned for the site itself.

The apartment’s features high specs tiling floors, PVC windows with double glazing, air conditioning, fully equipped kitchen and alarm.

Communal areas feature splendid swimming pools, pitch and putt, play areas, landscaped gardens and fountains.

The development offers a range of properties within its various phases.

The best price for beachside developments: 2 bed apartment at 300 meters distance to the beach, for only 99.000€.

Completion date: September 2009.

Contact Girasol on 01974 299055

Tuesday, 27 January 2009

The 100 most expensive and exclusive houses in Spain - our take

The 100 most expensive and exclusive houses in Spain

"From Idealista.com - in spite of the decrease in housing prices, luxury homes, those that are reserved for eight-digit households, continue to exist all over spain and are often immune to the drop experienced by the rest of the real estate market. for you, idealista selected the 100 most expensive homes currently on the market. there are houses, villas and mansions suitable for the deepest pockets.

on this list you will find 94 houses, three penthouses and three flats in different provinces in spain, although they are located mainly in madrid (56%), the balearic islands (18%) and catalonia (13%). the area of spain with the most dream houses for sale at this time is la moraleja (madrid), with 19 homes."

Our team at Girasol is exploiting the market to provide true property opportunities in the higher reaches of the market and try to obtain the the 100 most competitively priced homes between 500,000 euros and 5 million euros in Spain and Portugal.

We encourage you to register with us for these opportunities.


Nigel Salmon and Team

www.girasolhomes.co.uk

info@girasolhomes.co.uk

Saturday, 24 January 2009

Still good ways to buy abroad - Primelocation

there are still good ways to buy abroad | Primelocation

As if the credit crunch and the impending recession weren't enough, the downside for Brits wanting to buy overseas has been compounded by the plummeting value of the pound.



In just 12 months, sterling's value has slipped from €1.45 to under €1.20 - a fall of almost 20%. Against the dollar, the decline has been even more dramatic. As recently as July you could get $2 for every pound; by late November that had fallen to under $1.50.

Psychologically, it's a serious deterrent for buyers, as it means you could be paying significantly more for the same property than you would have a year ago. What's more, the cost of living in most overseas countries has also gone up accordingly - so that pint of beer, restaurant meal and weekly grocery shop will all be more expensive.

There are a few countries outside the dollar and the euro where the exchange rate pain has not been quite so profound - TURKEY springs to mind - but by and large, overseas homes are less of a bargain than they used to be.

So what can you do about it? One option - if you believe that the pound will make a recovery - is to take out a mortgage in the local currency. Say you want to buy an apartment in France or Spain that costs €200,000, and you take out a Euro-denominated loan for €150,000. Then only the €50,000 deposit will suffer from the conversion at a poor exchange rate, and if sterling recovers in a year's time you could potentially refinance the property at a more attractive conversion rate. This works especially well if you will be earning rental income in the local currency to pay the mortgage interest; but it is a high risk strategy - after all, sterling could decline still further.

Another option is to look in markets where property prices have fallen significantly. Spain is the obvious example; in spite of official figures which purport to show that property prices are still rising, evidence on the ground is that prices have already fallen by around 20% on average, and with many developers on the Costa del Sol or Costa Blanca in financial trouble you could get an even bigger discount, wiping out the effect of sterling's falling value. But don't buy just on the discount - after all, too many properties in Spain were over-priced in the first place.

Ask us how to save money on your new mortgage and buy smart in 2009.


Nigel Salmon - Girasol Homes 44 1974 299055

Wednesday, 7 January 2009

Cheaper mortgages as the Euribor continues to fall.



Girasol Homes spots more people buying as the Euribor plummets.

Positive news is that Euribor has now plummeted to below 3%, from its high of over 5.5% in September 2008. To put this in monetary terms a 25 year repayment mortgage for 150,000 Euros would have typically cost 1,013 Euros in September. This mortgage would now typically cost 792 Euros. A saving of over 220 Euros per month. Add this to the current low interest rate environment in the UK that many of your clients may be benefiting from, and the exceptional offers that are available in the market at present, and buying a new home overseas may be more affordable than many people think.

Sample of some of the mortgage deals for Spain and Portugal


UP TO 80% OF CONTRACT PRICE – RATES FROM BELOW 4%
AVAILABLE FOR NON RESIDENTS

LOOKING FOR LOW DEPOSIT SCHEME
UP TO 100% OF PURCHASE PRICE (MAX. 70% OF VALUATION) MINIMUM PROPERTY VALUE €350,000. IDEAL FOR DISCOUNTED PURCHASES

INTEREST ONLY AVAILABLE FOR TERM OF MORTGAGE IDEAL FOR THOSE CLIENTS WISHING TO KEEP THEIR MONTHLY PAYMENTS DOWN LONG TERM FIXED RATE MORTGAGES FROM 2 – 25 YEARS IDEAL FOR CLIENTS WISHING TO BUDGET WITH CONFIDENCE FOREIGN CURRENCY MORTGAGE - RATES FROM 1.93% (UP TO 60%) LOWEST RATES IN THE MARKET

LIFETIME MORTGAGE FOR RETIRED CLIENTS WHO WISH TO MAKE NO MONTHLY PAYMENTS!

CASHBACK MORTGAGE IDEAL FOR THOSE REQUIRING ASSISTANCE TOWARDS FEES/FURNISHINGS LET TO BUY UP TO 100% OF CONTRACT PRICE. IDEAL FOR THOSE CLIENTS LOOKING TO MOVE WITHOUT SELLING THEIR EXISTING HOME

BUY TO LET PORTFOLIO MORTGAGE - UP TO 60% OF CONTRACT IDEAL FOR INVESTORS

Contact Nigel Salmon at Girasol Homes for more details of mortgages and properties
44 1974 299055 or www.girasolhomes.co.uk

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